How Surety Works
Subdivision bonds
Our subdivision (also known as plat) bond offering helps developers and builders meet municipal and local bonding requirements with responsive underwriting and practical support. Designed for residential, commercial, and land development projects, it provides the flexibility and expertise needed to help finish subdivision projects on time.
Program benefits
When you choose Liberty for your subdivision bonds, you get better access to cash, lines of credit, or borrowing capacity. There is no automatic forfeiture in the event of a claim and the potential to minimize disputes and losses if there is one.
Free warranty/insurance bonds
Developers that need a performance bond for required improvements receive warranty/insurance bonds for one year at no extra cost.
Subdivision Center of Excellence
At the Subdivision Center of Excellence, our team of expert underwriters is
fully dedicated to subdivision bonding. Whether you’re working with privately held homebuilders, developers of commercial property, or land developers, we deliver creative, reliable bond solutions tailored to your customers’ needs
Easy applications
Complete a streamlined and easy-to-follow Shortform Subdivision application for bonds under $350,000, or a Standard Subdivision questionnaire for bonds or aggregate bond programs over $350,000.
Insights
Find More Resources
Podcast • 12/18/25
Construction risk roundtable
In our construction risk roundtable series, we discuss issues and trends facing the industry and how companies can prepare.
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Webinar • 05/01/25
U.S. housing and global macroeconomic trends
Expert panelists discuss the current housing market in the United States and the impact on construction and surety.
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Webinar • 03/05/25
Exploring the global risk landscape
Industry experts discuss the interconnectedness of risk around the globe and the future of the surety and construction industries.
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Report • 02/20/25
Effectively managing contractor risks
Contractors have faced a variety of risks since COVID-19. Collaborating with their surety has helped mitigate them.
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Webinar, podcast • 10/22/24
Dynamics of the Global Surety market
Watch this informative webinar to learn about the differences among surety markets in Europe, Asia, Australia, and Canada.
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Webinar • 05/21/24
Elements of contractor distress
Learn more about the warning signs of contractor distress and how a surety and their claims team can help mitigate the risks present for an account.
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Discover subdivision bonds
Interested in learning more about our subdivision bonds? Download our brochure or contact your agent or broker.