{"id":521,"date":"2026-07-24T13:29:26","date_gmt":"2026-07-24T17:29:26","guid":{"rendered":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/usa-subcontractor-default-insurance\/"},"modified":"2026-09-14T14:11:47","modified_gmt":"2026-09-14T14:11:47","slug":"subcontractor-default-insurance","status":"publish","type":"surety_product","link":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/surety\/contract-bonds\/subcontractor-default-insurance\/","title":{"rendered":"Subcontractor Default Insurance"},"content":{"rendered":"
<\/div>

Subcontractor Default Insurance<\/h1>\n<\/div><\/div><\/div>

Poor performance by a single subcontractor can put an entire project at risk. General contractors struggling with subcontractor issues know that without specialized coverage in place, these challenges can eat up time, money, and even their reputations.<\/p>\n

Liberty Mutual Surety\u2019s Subcontractor Default Insurance (SDI) ensures that general contractors remain in control of their projects, while protecting them against losses incurred due to the default of a subcontractor.<\/span><\/p><\/div><\/div>

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\"Plumber<\/span><\/div>
\"Electrician<\/span><\/div>
\"Image\"<\/span><\/div>
\"HVAC<\/span><\/div><\/div><\/div><\/div><\/div>
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Liberty Mutual Surety by the numbers<\/h1>\n<\/div><\/div><\/div>
With an \u201cA\u201d from A.M. Best Company, \u201cA2\u201d from Moody\u2019s, and an \u201cA+\u201d from Standard & Poor\u2019s, our financial strength means peace of mind and security for you. <\/span><\/div><\/div><\/div>
75<\/div>
ENR Top 100<\/span><\/div><\/div><\/div>
Liberty Mutual surety and insurance clients<\/span><\/div><\/div><\/div><\/div><\/div>
100<\/div>
Years of construction experience <\/span><\/div><\/div><\/div>
based on Liberty Mutual internal data<\/span><\/div><\/div><\/div><\/div><\/div>
$1.7B+<\/div>
Construction GWP <\/span><\/div>\n
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Reflective of Liberty Mutual core and specialty construction business data<\/span><\/div>\n
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\"People<\/span><\/div>
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Protection for general contractors<\/h1>\n<\/div><\/div><\/div>

Not all SDI coverages are created equally. Simply put, the niche qualities of SDI require an expert understanding of the causes and best solutions for subcontractor failure. Through rigorous research, including consultations with top general contractors, Liberty Mutual Surety is able to offer a different, better approach to SDI. You can count on our approach to mitigate the risks and uncertainties of working with subcontractors.<\/p>\n

For larger, more complex projects, our <\/span>Global Infrastructure Solutions Practice <\/a><\/span><\/span>delivers comprehensive risk protection across every stage of construction, giving you confidence that even your most challenging construction and energy transition projects are supported.<\/span><\/p><\/div>

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\"Image\"<\/span><\/div>
Personalized Experience<\/div>
Meaningful conversations with customers to assess needs and expectations<\/div><\/div><\/div><\/div>
\"Image\"<\/span><\/div>
Simplicity<\/div>
Clear and purposeful meetings informed by an experienced, prepared, and reliable underwriting team<\/div><\/div><\/div><\/div>
\"Image\"<\/span><\/div>
Prioritized Needs<\/div>
Policies tailored via a variety of unique coverage and program offerings<\/div><\/div><\/div><\/div>
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Expertise<\/div>
More than 100 years of collective construction, insurance, and surety experience<\/div><\/div><\/div><\/div>
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Risk Services<\/div>
Real-world construction professionals providing specialized resources, such as field operations training in subcontractor default loss avoidance and mitigation, assessment of a GC\u2019s approach, and subcontractor prequalification<\/div><\/div><\/div><\/div>
\"Image\"<\/span><\/div>
In-house Claims Teams<\/div>
Empowered, experienced claims professionals that leverage extensive hands-on training to address coverages, damages, and loss mitigation<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

Insights<\/h1>\n<\/div><\/div><\/div>
Find More Resources <\/span><\/div><\/div><\/a><\/div>
\"Constuction<\/a><\/div>
Podcast \u2022 12\/18\/25<\/div>

Construction risk roundtable<\/h1>\n<\/div><\/div><\/div>
In our construction risk roundtable series, we discuss issues and trends facing the industry and how companies can prepare.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"U.S.<\/a><\/div>
Webinar \u2022 05\/01\/25<\/div>

U.S. housing and global macroeconomic trends<\/h1>\n<\/div><\/div><\/div>
Expert panelists discuss the current housing market in the United States and the impact on construction and surety.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"Exploring<\/a><\/div>
Webinar \u2022 03\/05\/25<\/div>

Exploring the global risk landscape<\/h1>\n<\/div><\/div><\/div>
Industry experts discuss the interconnectedness of risk around the globe and the future of the surety and construction industries.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"Effectively<\/a><\/div>
Report \u2022 02\/20\/25<\/div>

Effectively managing contractor risks<\/h1>\n<\/div><\/div><\/div>
Contractors have faced a variety of risks since COVID-19. Collaborating with their surety has helped mitigate them.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"Dynamics<\/a><\/div>
Webinar, podcast \u2022 10\/22\/24<\/div>

Dynamics of the Global Surety market<\/h1>\n<\/div><\/div><\/div>
Watch this informative webinar to learn about the differences among surety markets in Europe, Asia, Australia, and Canada.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"Elements<\/a><\/div>
Webinar \u2022 05\/21\/24<\/div>

Elements of contractor distress<\/h1>\n<\/div><\/div><\/div>
Learn more about the warning signs of contractor distress and how a surety and their claims team can help mitigate the risks present for an account.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div>
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\"Image\"<\/span><\/div>

Explore SDI solutions<\/h1>\n<\/div><\/div><\/div>
To learn more about Liberty Mutual Surety\u2019s SDI offering, download our fact sheets or contact one of our underwriters.<\/span><\/div>\n
<\/div><\/div>
Download SDI Brochure<\/span><\/div><\/div><\/a>
Download SDI Risk Services Brochure<\/span><\/div><\/div><\/a><\/div><\/div>
<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"

For general contractors seeking protection from losses caused by subcontractor default<\/p>\n","protected":false},"featured_media":4505,"parent":516,"menu_order":0,"template":"template-blank-4.php","meta":{"_acf_changed":false,"product_id":"","page_url":"","page_title":"","meta_title":"","meta_description":"","breadcrumb":"","source_url":"","navigation_title":"","short_description":"","long_description":"","hero_heading":"","hero_subheading":"","hero_image_url":"","featured_image_url":"","cta_title":"","cta_url":"","distribution_owner_site":"","distribution_mode":"","country_codes_available":"","footnotes":""},"department":[],"product":[],"surety_product_category":[],"surety_bond_type":[],"surety_industry":[],"surety_region":[],"surety_program":[],"surety_audience":[],"surety_service":[],"surety_resource_type":[],"surety_download_type":[],"surety_coverage_type":[],"surety_wpmu_site":[],"class_list":["post-521","surety_product","type-surety_product","status-publish","has-post-thumbnail","hentry"],"acf":{"source_url":"","navigation_title":"","short_description":"","long_description":"","hero_heading":"","hero_subheading":"","hero_image_url":"","featured_image_url":"","cta_title":"","cta_url":"","distribution_owner_site":"Site 1","distribution_mode":"central_with_subsite_syndication","country_availability":null,"global_offices":null,"features":null,"benefits":null,"downloads":null,"images":null,"statistics":null,"contacts":null,"resources":null},"_links":{"self":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product\/521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product"}],"about":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/types\/surety_product"}],"version-history":[{"count":10,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product\/521\/revisions"}],"predecessor-version":[{"id":4626,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product\/521\/revisions\/4626"}],"up":[{"embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product\/516"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/media\/4505"}],"wp:attachment":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/media?parent=521"}],"wp:term":[{"taxonomy":"department","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/department?post=521"},{"taxonomy":"product","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/product?post=521"},{"taxonomy":"surety_product_category","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product_category?post=521"},{"taxonomy":"surety_bond_type","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_bond_type?post=521"},{"taxonomy":"surety_industry","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_industry?post=521"},{"taxonomy":"surety_region","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_region?post=521"},{"taxonomy":"surety_program","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_program?post=521"},{"taxonomy":"surety_audience","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_audience?post=521"},{"taxonomy":"surety_service","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_service?post=521"},{"taxonomy":"surety_resource_type","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_resource_type?post=521"},{"taxonomy":"surety_download_type","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_download_type?post=521"},{"taxonomy":"surety_coverage_type","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_coverage_type?post=521"},{"taxonomy":"surety_wpmu_site","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_wpmu_site?post=521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}