{"id":519,"date":"2026-07-24T13:29:26","date_gmt":"2026-07-24T17:29:26","guid":{"rendered":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/usa-hard-to-place-bonds\/"},"modified":"2026-10-14T13:43:09","modified_gmt":"2026-10-14T13:43:09","slug":"hard-to-place-bonds","status":"publish","type":"surety_product","link":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/surety\/contract-bonds\/hard-to-place-bonds\/","title":{"rendered":"Hard to Place Bonds"},"content":{"rendered":"
\"Man<\/span><\/div>
<\/div>

Hard-to-place bonds<\/h1>\n<\/div><\/div><\/div>
Our Vista program is designed for contractors that need bonding support with added flexibility, including options such as collateral, funds administration, and SBA-backed solutions when appropriate.<\/span><\/div><\/div>
<\/div><\/div>
\"Image\"<\/span><\/div>
Funds administration<\/div>
With funds administration, construction proceeds are placed into an escrow account in the contractor\u2019s name and managed on behalf of the contractor. Vendors and subcontractors receive payments straight from the escrow account, with input and validation of progress from the contractor.<\/div><\/div><\/div><\/div>
\"Image\"<\/span><\/div>
Collateral<\/div>
Collateral can include irrevocable letters of credit (ILOC), cash or equivalents, cash value of life insurance (CVLI), or real estate. Each form of collateral may present limitations and special underwriting considerations.<\/div><\/div><\/div><\/div>
\"Image\"<\/span><\/div>
SBA and other bond guarantee programs<\/div>
SBA (Small Business Administration) guarantees can be used to support bonding for multiple types of contractors. We participate in the SBA Preferred Surety Bond (Plan B) program, which provides an 80 percent or 90 percent guarantee depending upon the type and status of the contractor. We also participate in U.S. regional programs, which will give up to 40 percent collateral, typically used in conjunction with funds administration.<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>

Insights<\/h1>\n<\/div><\/div><\/div>
Find More Resources <\/span><\/div><\/div><\/a><\/div>
\"Constuction<\/a><\/div>
Podcast \u2022 12\/18\/25<\/div>

Construction risk roundtable<\/h1>\n<\/div><\/div><\/div>
In our construction risk roundtable series, we discuss issues and trends facing the industry and how companies can prepare.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"U.S.<\/a><\/div>
Webinar \u2022 05\/01\/25<\/div>

U.S. housing and global macroeconomic trends<\/h1>\n<\/div><\/div><\/div>
Expert panelists discuss the current housing market in the United States and the impact on construction and surety.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"Exploring<\/a><\/div>
Webinar \u2022 03\/05\/25<\/div>

Exploring the global risk landscape<\/h1>\n<\/div><\/div><\/div>
Industry experts discuss the interconnectedness of risk around the globe and the future of the surety and construction industries.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"Effectively<\/a><\/div>
Report \u2022 02\/20\/25<\/div>

Effectively managing contractor risks<\/h1>\n<\/div><\/div><\/div>
Contractors have faced a variety of risks since COVID-19. Collaborating with their surety has helped mitigate them.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"Dynamics<\/a><\/div>
Webinar, podcast \u2022 10\/22\/24<\/div>

Dynamics of the Global Surety market<\/h1>\n<\/div><\/div><\/div>
Watch this informative webinar to learn about the differences among surety markets in Europe, Asia, Australia, and Canada.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div>
\"Elements<\/a><\/div>
Webinar \u2022 05\/21\/24<\/div>

Elements of contractor distress<\/h1>\n<\/div><\/div><\/div>
Learn more about the warning signs of contractor distress and how a surety and their claims team can help mitigate the risks present for an account.<\/div>
Partner with us<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><\/div>
<\/div><\/div>
\"Construction<\/span><\/div>

Find flexible bonding solutions for challenging risks<\/h1>\n<\/div><\/div><\/div>
Interested in learning more about our Vista program?\u00a0 Download our brochure or contact your agent or broker.\u00a0 <\/span><\/div><\/div>
Download Vista brochure <\/span><\/div><\/div><\/a><\/div><\/div>
<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"

For contractors who might need collateral, funds administration, or SBA-backed support<\/p>\n","protected":false},"featured_media":4490,"parent":516,"menu_order":0,"template":"template-blank-4.php","meta":{"_acf_changed":false,"product_id":"","page_url":"","page_title":"","meta_title":"","meta_description":"","breadcrumb":"","source_url":"","navigation_title":"","short_description":"","long_description":"","hero_heading":"","hero_subheading":"","hero_image_url":"","featured_image_url":"","cta_title":"","cta_url":"","distribution_owner_site":"","distribution_mode":"","country_codes_available":"","footnotes":""},"department":[],"product":[],"surety_product_category":[],"surety_bond_type":[],"surety_industry":[],"surety_region":[],"surety_program":[],"surety_audience":[],"surety_service":[],"surety_resource_type":[],"surety_download_type":[],"surety_coverage_type":[],"surety_wpmu_site":[],"class_list":["post-519","surety_product","type-surety_product","status-publish","has-post-thumbnail","hentry"],"acf":{"source_url":"","navigation_title":"","short_description":"","long_description":"","hero_heading":"","hero_subheading":"","hero_image_url":"","featured_image_url":"","cta_title":"","cta_url":"","distribution_owner_site":"Site 1","distribution_mode":"central_with_subsite_syndication","country_availability":null,"global_offices":null,"features":null,"benefits":null,"downloads":null,"images":null,"statistics":null,"contacts":null,"resources":null},"_links":{"self":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product\/519","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product"}],"about":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/types\/surety_product"}],"version-history":[{"count":10,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product\/519\/revisions"}],"predecessor-version":[{"id":4846,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product\/519\/revisions\/4846"}],"up":[{"embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product\/516"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/media\/4490"}],"wp:attachment":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/media?parent=519"}],"wp:term":[{"taxonomy":"department","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/department?post=519"},{"taxonomy":"product","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/product?post=519"},{"taxonomy":"surety_product_category","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_product_category?post=519"},{"taxonomy":"surety_bond_type","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_bond_type?post=519"},{"taxonomy":"surety_industry","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_industry?post=519"},{"taxonomy":"surety_region","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_region?post=519"},{"taxonomy":"surety_program","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_program?post=519"},{"taxonomy":"surety_audience","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_audience?post=519"},{"taxonomy":"surety_service","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_service?post=519"},{"taxonomy":"surety_resource_type","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_resource_type?post=519"},{"taxonomy":"surety_download_type","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_download_type?post=519"},{"taxonomy":"surety_coverage_type","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_coverage_type?post=519"},{"taxonomy":"surety_wpmu_site","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/us\/en\/wp-json\/wp\/v2\/surety_wpmu_site?post=519"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}