{"id":2795,"date":"2026-09-28T19:50:39","date_gmt":"2026-09-28T19:50:39","guid":{"rendered":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/?page_id=2795"},"modified":"2026-09-28T19:50:39","modified_gmt":"2026-09-28T19:50:39","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/terms-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<div id=\"cs-content\" class=\"cs-content\"><div class=\"x-section e2795-e1-v0 m25n-0\"><div class=\"x-row x-container max width e2795-e1-v1 m25n-1 m25n-2\"><div class=\"x-row-inner\"><div class=\"x-col e2795-e1-v2 m25n-3\"><div class=\"x-div e2795-e1-v3 m25n-4\"><div style=\"--tco-dc25n-0:#06748c;--tco-dc25n-1:1;--tco-dc25n-2:1;--tco-dc25n-3:1;\" class=\"x-text x-content e2795-e1-v4 m25n-5\"><h1><strong>Terms and Conditions of Use<\/strong><\/h1>\n<p>(Last Updated 03\/19\/2014)<br \/>\nLiberty Mutual Insurance Company, operating under the name Liberty International Underwriters, a subscription division of Liberty Mutual Group.<\/p>\n\n<div><strong>Terms of Use (last updated on 3\/1\/2011)<\/strong><\/div>\n<div><span class=\"ms-rteFontSize-3\">PLEASE READ THE FOLLOWING TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE<\/span><\/div>\n<div><\/div>\n<div><strong>Terms of Use:<\/strong><br \/>\nBy using www.LIU-LatinAmerica.com (the \u201cSite\u201d), you acknowledge that you have reviewed, and agree to be bound by the following terms of use. If you do not agree to be bound by these Terms and Conditions you must stop using this Website.<\/div>\n<div><\/div>\n<div><strong>Sale Offer\/Request<\/strong><br \/>\nThe information contained herein is not intended to constitute an offer of sale or a request in relation to any product or service. The product descriptions that appear here are offered only as a basic outline of the products and services available from LIBERTY INTERNATIONAL UNDERWRITERSTM and are not intended to be exhaustive. Detailed information on any product or service is available upon request. To identify the type of coverage applicable to your company, please contact your insurance agent.<\/div>\n<div><\/div>\n<div><strong>INSURANCE<\/strong><br \/>\nInsurance is subject to the limitations and exclusions contained in the policy or certificate provided for when they are issued.<\/div>\n<div><\/div>\n<div><strong>Copyright and Trademarks<\/strong><br \/>\nAll textual, graphic, and other content (\u201cContent\u201d) appearing on this Site is the property of Liberty Insurance Underwriters, its related companies, or their respective licensors. All copyright and other intellectual property rights in the content of this site are reserved to Liberty Insurance Underwriters and its licensees. The Site and its content are offered for legal purposes only.<br \/>\nYou may use the Site Content only to the extent that Liberty Insurance Underwriters expressly allows it. None of the Content on this Site shall be copied, reproduced, republished, uploaded, transmitted, published, or distributed in any way, except that (1) you are authorized to print a copy of each page of this Site only to facilitate your contact with members of Liberty Mutual Grpoup and (2) authorized insurance agents may use the Contents of this Site for internal commercial purposes. Any unauthorized copy or use of the Content of this Site outside the margins expressly permitted by Liberty Insurance Underwriters constitutes a violation of these Terms of Use, and infringes the rights of Liberty Insurance Underwriters and its licensors under international treaties and United States laws.<br \/>\nAll trademarks, products, services and process names that appear on this Site are the property of their respective owners. The reference to, or use of, a brand, product, service or process does not imply the recommendation, approval, affiliation or sponsorship of this brand, product, service or process by Liberty Insurance Underwriters. No Content shall be construed as a concession by implication, impediment, or otherwise of a license or right under a patent, copyright, trademark or other intellectual property right of Liberty Insurance Underwriters or any third party, except as expressly granted herein.<\/div>\n<div><\/div>\n<div><strong>Warranty Waifer<\/strong><br \/>\nTo the extent permitted by applicable law, this Site is provided \u201cas is\u201d and \u201cas available\u201d and without warranties of any kind. To the maximum extent permitted by applicable law, Liberty Insurance Underwriters expressly disclaims all warranties, express or implied, including without limitation warranties of merchantability, guarantees of adequacy for a specific purpose, and warranties of inviolability. Liberty Insurance Underwriters makes no representation or warranty whatsoever as to the completeness, accuracy, accuracy, accuracy, integrity, reliability, timeliness, suitability, suitability, functionality, availability or operation of this Site or the content or services provided on, or accessible through, this Site. Liberty Insurance Underwriters does not guarantee that the operation of this Site is uninterrupted or error-free, that defects are corrected, or that this Site or the server that makes it available are free of viruses or other harmful components. Liberty Insurance Underwriters assumes no responsibility, and will not be liable for any damage to your computer equipment or other property as a result of your access, use or navigation on this Website or the download of any material, data, text, images, video or audio from this Website, or that arises in connection with any malfunction, error, omission, interruption, defect, computer virus, delay in operation or transmission, or in case of system failure or lines.<\/div>\n<div><\/div>\n<div><strong>Limitation of liability<\/strong><br \/>\nTo the fullest extent permitted by applicable law, Liberty Insurance Underwriters or its related companies are not liable in any event for direct, indirect, special, incidental or consequential damage arising out of or in connection with the use or inability to use this Site (or the content or services provided on, or accessible from, this Site), or otherwise, even when Liberty Insurance Underwriters has been warned of the possibility of such damages. Neither Liberty Insurance Underwriters, nor its related companies, will be responsible for the completeness, precision, accuracy, integrity, reliability, timeliness, suitability or adequacy of the contents or services provided or accessible from this Site.<\/div>\n<div><\/div>\n<div><strong>links<\/strong><br \/>\nYou can see within this site certain links or references to other websites. By clicking on one of these links, you are transferred to another website that is not under the control of Liberty Insurance Underwriters. Liberty Insurance Underwriters does not endorse, and is not responsible for the content (including software downloads), the performance, accessibility, and privacy practices of the websites linked to this Site. Liberty Insurance Underwriters invites you to read the copyright, privacy and other legal notices of these linked websites as their policies may be different from ours. You are solely responsible for any interaction you have with such websites.<br \/>\nLinks to the Site should not be made without the permission of Liberty Insurance Underwriters. Please direct your request to make a link to: Latam_info@LibertyIU.com<\/div>\n<div><\/div>\n<div><strong>Changes and Availability<\/strong><br \/>\nThe information collected on this Site comes from a variety of sources and is temporarily unavailable from time to time due to mechanics, telecommunications, software, hardware, and failures of other providers. Liberty Insurance Underwriters cannot predict or control when or how these downtimes may occur, nor can it control their duration.<\/div>\n<div><\/div>\n<div><strong>Supervision<\/strong><br \/>\nLiberty Insurance Underwriters has the right to monitor all activity on this Site and to notify the authorities in charge of executing the appropriate laws in the event of any suspicious activity that is detected.<\/div>\n<div><\/div>\n<div><strong>Current Law and Forum<\/strong><br \/>\nThese terms of use will be governed by and interpreted in accordance with the laws of the United States, without giving effect to any conflict of laws principle. If any provision of these terms of use turns out to be illegal, void, or for any reason unenforceable, such provision will be considered divisible from the rest of these terms of use and will not affect the validity and enforceability of the remaining provisions. Any controversy or conflict will be submitted, and you hereby irrevocably consent, to the personal jurisdiction of the federal courts of the Southern District of New York.<\/div>\n<div><\/div>\n<div><strong>PRIVACY<\/strong><br \/>\nThe use of this site is subject to the terms of the Privacy Policy linked to Site.<\/div>\n<div><\/div>\n<div><strong>INFORMATION ABOUT THE COMPANY<\/strong><br \/>\n<strong>Liberty Mutual Insurance Company<\/strong> (NAIC Business Code 23043) is domiciled in Massachusetts, United States, and holds licenses to trade in all states of the United States and the District of Columbia.<br \/>\nThe term \"Liberty International Underwriters\" or \"LIU\" used on this Site shall include:<\/div>\n<ul>\n \t<li>Liberty Surplus Insurance Corporation (NAIC Business Code 10275), with address and license to trade in New Hampshire and United States territories.<br \/>\nThese companies are part of the Liberty Mutual Group and each is financially responsible for their insurance products.<br \/>\nThe websites of other Liberty Mutual companies - including affiliates and affiliated companies not mentioned here, whose websites may be linked to this Site - contain Terms and Conditions of Use and Privacy Policies other than those of this Site and applicable only to such websites. Access to these is possible through the website of the affiliated company.<\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Terms and Conditions of Use (Last Updated 03\/19\/2014) Liberty Mutual Insurance Company, operating under the name Liberty International Underwriters, a subscription division of Liberty Mutual Group. Terms of Use (last updated on 3\/1\/2011) PLEASE READ THE FOLLOWING TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE Terms of Use: By using www.LIU-LatinAmerica.com (the \u201cSite\u201d), you acknowledge that you have reviewed, and &#8230; <\/p>\n<div><a href=\"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/terms-conditions\/\" class=\"more-link\">Read More<\/a><\/div>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-blank-4.php","meta":{"_acf_changed":false,"footnotes":""},"folder":[],"class_list":["post-2795","page","type-page","status-publish","hentry","no-post-thumbnail"],"acf":[],"_links":{"self":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/pages\/2795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/comments?post=2795"}],"version-history":[{"count":3,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/pages\/2795\/revisions"}],"predecessor-version":[{"id":2798,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/pages\/2795\/revisions\/2798"}],"wp:attachment":[{"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/media?parent=2795"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/lmsurety.stage.adamsknight.biz\/pe\/en\/wp-json\/wp\/v2\/folder?post=2795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}